BANKS AND FINANCIAL INSTITUTIONS

Digital payments for banks: one single infrastructure

Unify your gateway, Open Banking and POS into one modular platform. Automatic reconciliation, PSD2 compliance and T+1 settlement, on the next working day, for your institution.

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Where banks lose efficiency in digital payments

In banking, payment flows are increasingly fragmented across external gateways, legacy platforms and third-party fintech solutions. Every inefficiency raises operational risk.

One multichannel platform

RONPAY unifies card payments, SEPA, Open Banking and digital wallets into a single infrastructure, removing fragmentation between different gateways.

Automatic T+1 reconciliation

Automatic matching of transaction, mandate and accounting entry. Less manual work, real-time visibility over cash flow.

PSD2 compliance and PCI DSS-certified infrastructure

SCA, anti-fraud and end-to-end encryption, handled natively by the platform. RoxPay's payment infrastructure is PCI DSS Level 1 certified.

Why RONPAY makes the difference for banks

RONPAY provides a modular payment infrastructure that connects to existing banking systems, to core banking and to the fintech providers already in use.

Our team, on RoxPay's infrastructure, builds custom integrations with ERP systems, CRMs, API platforms and payment gateways, enabling unified, automated management of your flows.

RONPAY is a technology partner able to talk directly to your financial infrastructure, shortening collection times and improving accounting accuracy.

From payment receipt to settlement, in an automated flow

Receive

Card, SEPA, Open Banking and digital wallet payments arrive in the gateway

Process

SCA authentication and anti-fraud, in real time

Reconcile

Automatic matching of transaction, mandate and accounting entry

Settle

Funds available T+1, on the next working day, with a detailed report for treasury

Concrete benefits for your institution

WITHOUT RONPAY

Payment flows split across systems

Gateway, Open Banking and POS each live on a different platform, with separate reports and no single view of the day.

WITH RONPAY

One multichannel platform

Card, transfer and POS run through one infrastructure, with a single dashboard across every channel.

WITHOUT RONPAY

Reconciliation done by hand

Teams match transactions against statements manually, and the errors surface days later, in the monthly close.

WITH RONPAY

Automatic T+1 reconciliation

Every transaction is matched automatically and settled on the next working day, with less manual work.

WITHOUT RONPAY

Compliance reopened with every project

Each new payment channel restarts the PSD2 and PCI DSS discussion, with its own audit and its own timeline.

WITH RONPAY

PSD2 and PCI DSS-certified RoxPay infrastructure

Strong authentication, tokenisation and audit trails come with the platform, on every channel.

How integration with your IT ecosystem works

RONPAY solutions integrate with your existing banking IT ecosystem through REST APIs, SDKs and dedicated connectors.

Payments are synchronised automatically with accounting, treasury and Open Banking platforms, ensuring end-to-end consistency and traceability.

Answers for banks and financial institutions

How does RONPAY integrate with a bank's infrastructure?

Integration happens through APIs and configurable flows, letting payments, reconciliation and reporting talk directly to existing banking systems.

Can RONPAY unify online payments, POS and Open Banking?

Yes. All channels can be centralised into a single operational flow and a shared dashboard.

How does automatic reconciliation work?

Transactions are matched automatically to settlement reports and internal records, reducing manual checks.

Which security standards are supported?

The solution is designed for PSD2- and PCI DSS-compliant flows, with tokenisation and dedicated security controls.

How long does implementation take?

It depends on the institution's architecture. After a technical assessment, a phased plan is agreed, from testing through to go-live.

Start accepting payments with RONPAY

Fast activation, transparent pricing and dedicated support for your business.

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