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RONPAY

RONPAY and RoxPay

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RONPAY is the brand under which Nedermann Financial Services SRL, based in Cluj-Napoca, provides card payment processing to merchants, online and at the point of sale. Payments run on the RoxPay infrastructure, and Nedermann Financial Services is an official RoxPay partner.

Who operates RONPAY

Nedermann Financial Services SRL
VAT RO54642492
Registry J2026030187003
Cluj-Napoca, Romania

What payments run on

The RoxPay payment infrastructure, certified PCI DSS Level 1. Card data is tokenised there too.

Who invoices processing

Rox Pay S.p.A. (Italy, IT01524770524), intra-community, separately for each merchant.

Who answers you

The RONPAY team, in English or Romanian: onboarding, integration, activation and day-to-day support.

In short

RONPAY is not a copy of RoxPay, and it is not a simple reseller either. We are an official RoxPay partner, listed in the partner network on roxpay.eu.

The split is simple. RoxPay provides the infrastructure: the gateway, tokenisation, the PCI DSS Level 1 certification and the relationships with acquiring banks. We handle everything that concerns you as a merchant: your offer, onboarding, the integration with your shop or management software, account activation and support.

What an official partner does

RoxPay works with official partners who operate the platform under their own brand. This is what is usually called white-label. The technology is the same one used by RoxPay merchants elsewhere. What changes is the person you talk to, how your offer is built and how quickly someone answers when something goes wrong.

How a payment travels

Your customer enters their card on the payment page. The data goes straight into the RoxPay infrastructure, where it is tokenised, so it never passes through your shop's servers. Then comes 3D Secure 2 authentication where needed, followed by authorisation through the card network and the issuing bank. The transaction is processed through the acquiring banks RoxPay works with, and the funds reach your settlement, usually within 24 - 48 hours.

Why it matters to you

You get an infrastructure that is already in use across several countries, with its certifications. And you are not a ticket number in a queue: you have a team that knows your business and answers you directly.

STRAIGHT ANSWERS

What people ask about RONPAY and RoxPay

What is RONPAY?

RONPAY is a card payment processing service for merchants, online and at the point of sale. It is operated by Nedermann Financial Services SRL, based in Cluj-Napoca, and runs on the RoxPay infrastructure.

What is RoxPay?

RoxPay is the European payment platform RONPAY runs on. The company behind it is Rox Pay S.p.A., in Italy. It provides the gateway, card data tokenisation and the connection to acquiring banks.

Is RONPAY the same as RoxPay?

No. RoxPay is the infrastructure; RONPAY is the brand under which Nedermann Financial Services operates it, as an official partner. The technology is shared. The offer, onboarding and support are ours.

Who operates RONPAY?

Nedermann Financial Services SRL, VAT RO54642492, registry number J2026030187003, with its operational office at Power Business Center, Calea Dorobanților 18-20, Cluj-Napoca. All company data is on the Company details page.

Who actually processes the transactions?

Payments go through the RoxPay infrastructure and are processed by the acquiring banks RoxPay works with. Authorisation is given by the card issuer, through the Visa, Mastercard or other card network.

Who holds the PCI DSS Level 1 certification?

The RoxPay infrastructure. RONPAY uses it, so card data is captured and tokenised there. As a merchant you still validate your own compliance, usually through the SAQ A questionnaire. Details on the PCI DSS page.

Who invoices me for processing?

Rox Pay S.p.A., Italy, VAT number IT01524770524. Invoicing is intra-community and done separately for each merchant.

Who gives me support?

The RONPAY team, in English or Romanian, at info@ronpay.eu and +40 750 299 229. We help with onboarding, integration, activation and after you start taking payments.

Where is card data stored?

In the RoxPay infrastructure, in tokenised form. If you use the hosted payment page or secure fields, the card number never reaches your servers.

How can I check the partnership?

Open the partnerships page on roxpay.eu, where Nedermann Financial Services appears as an official partner, with the RONPAY logo.

Have a question we did not answer?

Write to us. We will tell you exactly who does what in your payment flow, before you sign anything.