Buy Now Pay Later, built into your checkout
Offer customers instalments through Klarna and grow average order value. You get the full amount once the payment is approved; non-payment risk is not yours.
- Financing through Klarna
- Non-payment risk is not yours
- Full amount after approval
- No redirects to external checkouts
Remove the barriers that stop customers buying
Built to remove friction, reduce operational work and improve the payment experience.
High upfront cost
Paying in instalments, on Klarna's terms, makes large purchases easier to complete.
Slow financing
Instead of a trip to the bank, the customer chooses instalments right at checkout.
Complicated checkout
An integrated, seamless flow keeps the customer in your checkout, under your own brand.
Who finances the instalments
Financing, eligibility checks and instalment collection are provided by Klarna, an authorised financial institution. We integrate instalment payments into your checkout.
How it works
A clear path, from activation to a fully operational payment flow.
Choice at checkout
The customer chooses to pay in instalments online or at the in-store POS.
Eligibility check
Klarna checks the customer's eligibility.
Instalment plan
The customer selects their preferred instalment plan.
Payout after approval
You receive the full amount once the payment is approved, and Klarna manages the instalments.
Start accepting payments with RONPAY
Fast activation, transparent pricing and dedicated support for your business.