RONPAY and Mollie

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Mollie is a Dutch payment provider popular with European online shops, with a clear price list and no monthly fee. Its published price for Visa and Mastercard EEA consumer cards is 1.80% + 0.25 EUR. RONPAY works on IC++: the card's real interchange, scheme fees, a margin from 0.55% and 0.05 EUR per transaction.

Side by side

	RONPAY	Mollie
Pricing model	IC++	Flat rate
EEA consumer cards	Margin from 0.55% + interchange + scheme fees + 0.05 EUR	1.80% + 0.25 EUR
EEA commercial cards	Real interchange of the card + margin + 0.05 EUR	2.90% + 0.25 EUR
Non-EEA cards	Real interchange of the card + margin + 0.05 EUR	3.25% + 0.25 EUR
100 EUR, European consumer debit card	0.80 EUR + scheme fees	2.05 EUR
American Express	3.20%	2.90% + 0.25 EUR
Monthly fee for online payments	No	No
Payouts	Usually within 24 - 48 h	Daily, weekly or monthly; 5 free per month, then 0.25 EUR each
Local methods	Open Banking, Klarna	iDEAL, Bancontact, SEPA, Klarna and others

Public data, checked on 30 September 2026. Scheme fees under IC++ are not included in the RONPAY figures; you see them separately on your invoice.

Where RONPAY comes out ahead

On European consumer cards, which make up most of an average online shop's payments. There interchange is capped at 0.20% or 0.30%, so paying the real cost of the card plus our margin costs less than a flat 1.80%. The fixed fee helps too: 0.05 EUR instead of 0.25 EUR on every order.

When Mollie may be the right choice

If you sell mainly in the Netherlands or Belgium and your customers pay with iDEAL or Bancontact, Mollie's local methods are hard to beat. The same applies if you want a very wide choice of ready-made plugins. We say it openly, because a comparison that hides it does not help you.

On American Express, Mollie's published price is lower than our single rate of 3.20%. If a large share of your customers pay with Amex, take that into account.

Sources

We used only the providers' public pages, read on 30 September 2026. If something has changed since, write to us and we will update the comparison.

QUESTIONS

RONPAY or Mollie

Is RONPAY cheaper than Mollie?

On European consumer cards, usually yes: a 100 EUR payment with a European consumer debit card costs 0.80 EUR plus scheme fees at RONPAY, compared with 2.05 EUR at Mollie's published price. On American Express, Mollie's published price is lower.

Can I use RONPAY and Mollie at the same time?

Yes. Nothing forces you to have only one provider. Many merchants keep two accounts for a while, for example Mollie for iDEAL and RONPAY for cards.

How long does switching to RONPAY take?

Account activation usually takes 1 - 24 hours. On WooCommerce, Magento or PrestaShop you install the plugin and run test payments the same day.

Want to see what it would cost you?

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